MD estate risk

Complexity triggers in Maryland

Scenarios that increase estate risk, such as blended families or multi-state property.

Maryland provides a fixed family allowance and a spousal elective share that varies based on surviving issue.

Which situations create the most risk here?What types of families face higher default exposure?Where do disputes most often arise?

At a glance

Key takeaways

The surviving spouse may elect one-third of the estate subject to election if there is surviving issue, or one-half if not.
A family allowance is available for the surviving spouse and minor children.

Questions to consider

State overview

Maryland provides a fixed family allowance and a spousal elective share that varies based on surviving issue.

The surviving spouse may elect one-third of the estate subject to election if there is surviving issue, or one-half if not.
A family allowance is available for the surviving spouse and minor children.

Sources

Background sources

National sources provide baseline context; state statutes and court rules control in Maryland.

Optional next steps

Educational resources only. No forms and no legal advice.

Context links

Understand death-risk context for Maryland

LifeRiskIQ gives broader mortality context that can help frame when estate planning becomes more urgent.

Understand retirement-risk context for Maryland

RetirementRiskIQ explains how asset growth and longevity can increase estate complexity over time.

Review federal estate tax basics

IRS guidance on federal estate tax thresholds, filings, and definitions.